The Short answer is YES!  The type of coverage you require for your home based business will depend upon your business or industry.  A few types of locally established business protections include: Business Property Protection, Liability Protection, Professional Liability (Acts Coverage), Business Auto Insurance, Cyber Liability Coverage and Errors and Omissions Insurance.

General liability protects you against claims for bodily injury and property damage, such as someone tripping over a cord in the office and falling. Professional liability is insurance that protects you and your staff against negligence claims relating to your delivery of professional services; for example, offering what someone perceived as bad advice.

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary. To make sure you have the right insurance, visit your state government’s transportation website .When you purchase a condominium, you are not purchasing the building; you are purchasing a unit inside the building. You are also most likely a part of a condo corporation that fixes external structural damages. Homeowners insurance covers the structure as well as the contents inside the home. 

Finding auto insurance online takes as little as 5 minutes when you use CoverHound.If you lie about your driving history, the DMV reports that you are committing what is known as “soft fraud.” If you do lie, the insurance company can deny you services and cancel your coverage.

Most insurance companies leave this to your choice. Some will offer you a lower insurance premium rate if you pay your premiums annually. For your first offense, your insurance company will mail you a warning notice. If it happens again, they will issue a late charge or cancel your policy.